We need an ambitious plan to build 90,000 affordable homes to help make ends meet as the country recovers from the coronavirus pandemic.
This is what a national coalition, driven by the National Housing Federation, is calling for as part of its Homes at the Heart campaign.
Backing the campaign, Frances Clarke, Head of Sales at Together Homes, said: “Lockdown has shone a light on the housing challenges many people face. Some people in our communities are living in poor quality accommodation; families are stuck in overcrowded conditions and older people are isolated in unsupported homes because better housing options are out of their reach.
“Coronavirus has also highlighted unsung heroes across the country who have carried on their crucial work, often putting themselves and their loved ones at greater risk. More than a million of these key workers live in the private rented sector on low salaries, many struggling with high rents and lack of housing security.”
Many families are being priced out of the areas they grew up in, forcing them to move away from their support networks, and many key workers can’t afford to live in the communities they serve.
In Yorkshire and the Humber for example, house prices are rising faster than anywhere else in the UK so you could be forgiven for thinking that buying your own home in the region is nothing but a pipedream.
However, more housing options, delivered through Housing Associations, such as affordable rent and the Shared Ownership scheme mean that people can access affordable, secure homes.
Frances said: “With Shared Ownership, you buy a percentage share of a property and pay rent on the rest with the option to buy more shares as your circumstances change. This makes it ideal for first time-buyers just starting out on the property ladder or those starting again after a relationship breakdown.
“Shared ownership is also perfect for retired couples who don’t want the financial commitment of owning a house outright or who may need to downsize, unburden themselves of a mortgage and enjoy their retirement.
“Shared ownership is a great option to help people on the housing ladder, but demand is outstripping supply.
“Without government action, we are likely to see many peoples’ housing situations get much worse as the economic impacts of the crisis are felt across the country.”
Together Homes, is the sales arm of Together Housing Group and have helped hundreds of people access their very own home. Often new build properties, in desirable areas, Shared Ownership offers aspiring homeowners the chance to jump on to the property ladder through purchasing shares as small as 25%.
Together Homes currently have a range of properties available to purchase on a shared ownership basis on a number of schemes.
Current Shared Ownership opportunities in Yorkshire
Situated on the banks of the River Leven in the small market town of Stokesley, Tanton Fields offers three-bedroom family homes from £65,700 for a 30% share. Local attractions include Captain Cook's monument and Roseberry Topping, both of which lie within the North York Moors National Park.
The Moorings is a development of three, four and five-bedroom houses based in the historic market town of Thorne, which is ideally located for Doncaster, York, Selby and Leeds. Current prices start from £45,625 for a 25% share of a four-bedroom semi.
Hambleton Chase is a striking, contemporary collection of three-bedroom homes in the historic North Yorkshire Village of Easingwold with prices starting from £64,750 for a 25% share.
Easingwold is known as the gateway to the North York Moors, Yorkshire Dales, the resorts of Scarborough and Filey and the historic Dinosaur Coast of Whitby. This picturesque market town offers a great atmosphere in a countryside setting, with the Market Square and Georgian buildings providing an unspoilt and welcoming place to explore.
Foxley Meadows is a stunning, contemporary collection of three-bedroom homes in the charming market town of Market Weighton with prices starting from £66,400 for 35% share in a three-bedroom semi, which will be ready to move into in November 2020.
Located in the heart of the East Yorkshire Wolds but just 20 miles from historic York, Market Weighton has all the hustle and bustle of a thriving town, with the peaceful sanctuary of the rolling Yorkshire hills just a stone's throw away. The development is a 10-minute walk from the town centre and could be the perfect place for you and your growing family to call home.